Bad Faith – The Heat Is On

Courtney Britt

A federal court in North Carolina recently ruled that homeowner-defendants in a declaratory judgment action sufficiently pled a counterclaim for bad faith against their insurer. The homeowners filed a claim with their insurer after their residence suffered water damage while they were out of the country.  The insurer denied the claim after it determined that…

Trigger of Coverage

Courtney Britt

Last week was the one-year anniversary of Harleysville Mut. Ins. Co. v. Hartford Cas. Ins. Co., 2015 WL 859586 (E.D.N.C. Feb. 27, 2015), in which the United States District Court for the Eastern District of North Carolina required five insurers to equally contribute to the defense of a mutual insured in connection with three underlying…

Agreement Between US Government and Auto Makers on Issues Affecting Insurance Industry

Courtney Britt

Last week, automakers and the US government reached an agreement on ways to improve safety, including warding off cyber-attacks in the ever-increasing number of Internet-connected vehicles and supporting the safe deployment of autonomous vehicles.   This collaborative approach by regulators and industry leaders highlights the overlap between automobile liability, cyber security, and autonomous vehicles.

Alternate Avenues of Risk and Recovery

William Bulfer

Wilks v. Manobianco, __ P.3d __, 2015 WL 4132181 (Ariz. July 9, 2015) Plaintff obtained UM and UIM automobile insurance coverage from defendant broker for two years.  Following this time, plaintiff switched to another automobile insurance company.  One year later, plaintiff decided to go back to his first carrier and contacted defendant, allegedly instructing him…