Out-of-State Workers’ Compensation Injuries: NC Jurisdiction and Insurance Coverage Implications

John Tomei

In nearly all instances, when a worker is injured on the job in North Carolina, the North Carolina Industrial Commission has jurisdiction over the claim.  One notable exception involves out-of-state employers who do not regularly employ three or more employees in North Carolina or voluntarily purchase North Carolina workers’ compensation coverage. So, what happens when…

The Advantages of Retaining Coverage Counsel to Defend Insurance Agencies in Errors and Omissions Claims

William Bulfer and Meg Cook

Individuals and companies who provide a service for a fee, such as insurance agencies, carry errors and omissions insurance to protect against a negligence claim made by a client. While these claims are most often defended by professional liability attorneys, there are clear advantages to retaining a liability attorney who is also familiar with insurance…

Attorney Bill Bulfer Authors Insurance Law Article for DRI

William Bulfer

Partner Bill Bulfer contributed to an article published in the May edition of DRI’s flagship publication, For the Defense. The article, titled “The Dynamic of the Defunct Insured and Bad Faith,” outlines how counsel and claims handlers can successfully handle coverage for defunct insureds and corresponding claims from plaintiffs asserting bad faith. Each issue of For…

Is the Force With You? Force Majeure Clauses, COVID-19 and Contracts

Brad Inman

Numerous businesses impacted by COVID-19 are searching for relief wherever they can find it. Difficult decisions are being made with respect to layoffs, lease or mortgage payments, and federal loan assistance as companies attempt to navigate the current environment. One area generating increased attention is whether a company’s contract provisions create either an obligation or…

Business Interruption Insurance Recoveries Due to COVID-19

Brad Inman

Many companies carry business interruption insurance as a component of their first-party property insurance or as a freestanding policy. Such coverage protects against losses sustained during periods of suspended operation due to various events and damage. Although there is no doubt that operations and business has been suspended across countless industries in recent months, business…

COVID-19 Orders from the NC Department of Insurance Affecting Insurance Companies and Representatives

Carmelle Alipio and William Bulfer

On March 27, 2020, and again on March 30, 2020, Mike Causey, Insurance Commissioner at the North Carolina Department of Insurance issued Orders that N.C.G.S. § 58-2-46 be effective across all North Carolina counties. The Orders are effective until April 26, 2020, and apply to all insurance companies including service corporations, HMO, MEWA, surplus lines…

Three Attorneys Contribute to the DRI Insurance Rescission Compendium

Courtney Britt and William Bulfer

Partners Bill Bulfer  and Courtney Britt recently contributed to DRI’s Insurance Policy Rescission Compendium by authoring the North Carolina Chapter.  The compendium is a joint project between the DRI Insurance Law Committee and the DRI Life, Health and Disability Committee that took over a year to complete. It “is a comprehensive resource for insurance carriers,…